Management Policy for Conflict of
Interest (Outline)
>Purpose
>Scope of Shinsei Trust Bank
               Group Companies
>Categories of Transactions
               Which May Involve Conflict of
               Interest, Examples and How to
               Manage Transactions
>Management System for Conflict
               of Interest
Scope of Shinsei Trust Group Companies
Shinsei Trust Group companies to which the Management Policy for Conflict of Interest applies are as follows:

Shinsei Bank, Limited
Shinsei Securities Co., Ltd.
Shinsei International Limited
Shinsei Investment Management Co., Ltd.
Shinsei Asset Management (India) Private Limited
UTI International (Singapore) Private Ltd.
Shinseigin Finance Co., Ltd.
Showa Leasing Co., Ltd.
Shinsei Business Finance
Shinsei Property Finance Co., Ltd.
APLUS Co., Ltd.
Zen-Nichi Shinpan Co., Ltd.
Shinki Co., Ltd.
Shinsei Financial Co., Ltd.
Shinsei Card Co., Ltd.
NC Card Sendai Co., Ltd.
(as of 2009/8/10)

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