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| Purpose
of Use |
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Operation details
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Shinsei Trust uses personal information it obtains to the extent
necessary for the execution of the following operations and for achieving the below intended purposes.
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- Trust
operations for money trusts, pecuniary trusts other than money
trusts, securities trusts, monetary claims trusts, equipment
trusts, trusts of land and fixtures thereon, trusts of superficies,
trusts of land leaseholds and comprehensive trusts
- Incidental
operations such as sales operations of beneficial interest
in trust, administrative agent operations for the acquisition,
management, disposal or lease of assets and the performance
of obligations
- Deposit
operations, exchange operations, money exchange operations,
lending operations, foreign exchange operations and operations
incidental to the foregoing
- Operations
that trust banks are permitted to conduct under the law, including
securities brokerage operations, corporate bonds operations
and operations incidental thereto
- Other
operations that trust banks are permitted to conduct and operations
incidental thereto (including operations that trust banks
will be permitted to conduct in the future)
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Purpose of Use
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Personal Information shall be used for the following purpose with relation to financial products,
trust products and services of our company, our affiliates and business partners.
If the purpose of use of specific Personal Information is restricted under laws and regulations,
such Personal Information shall not be used for purposes other than the for the following purposes:
- To receive applications and/or consultations for financial products, trust products and services
- To make various proposals on financial products, trust products and services (including the sending of direct mail)
- To confirm the identity of customers under the Customer Identification Law and to check eligibility for using financial products, trust products and services etc.
- To manage on-going transactions, such as date management in deposit transactions, loan transactions and trust transactions etc.
- To make judgments as to whether to accept loan applications or to make judgement in an ongoing lending transaction.
- To conduct administrative procedures for group credit life insurance contracts with life insurance companies and their associate companies.
- To make judgments on appropriateness concerning the provision of financial products, trust products and services, including making judgment with respect to the suitability of the product and services.
- To supply information to a third party to the extent necessary for performing appropriate business operations; for instance, when supplying Personal Information to a credit information organization from which we obtain credit information about an individuals.
- In situations where another business delegate all or part of the handling of Personal Information to us, and to appropriately perform the said entrusted operation
- To exercise rights and to perform obligations under an agreement with customers or under law and regulations.
- To conduct research and to develop financial products, trust products and services by conducting market research, data analysis and surveys
- To make various proposals on products and services of partner companies etc.
- To manage the cancellation of various transactions and the follow up after the cancellation of transactions
- Other than the above, to appropriately and smoothly execute transactions and agreements (including trust agreements, entrustment agreements and so forth) with our customers in our business.
- Pursuant to Article 13, 6, 6 of the Cabinet Regulation of the Banking Law, other than for the purpose of investigating a repayment capacity of the borrower, we shall not use or submit to a third party the information with regard to the repayment capacity of a borrower provided by the Personal Credit Information Institution.
- Pursuant to Article 13, 6, 7 of the Cabinet Regulation of the Banking Law, other than for the purpose of an appropriate business operation and other necessary purposes, we shall not use or submit to a third party sensitive information including the person's race, political opinion, family status, permanent domicile, health care, medical care and criminal history etc.
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