 |
|
|
|
|
|
> Uses of Personal Information
|
|
|
|
|
|
|
|
|
|
Purpose of Use of Personal Information
|
|
|
Operation details
|
|
Shinsei Trust uses the personal information it collects to the extent required for the execution of the following operations and for the fulfillment of the following purposes of use.
|
|
-
Trust businesses for money trusts, pecuniary trusts other than money trusts, securities trusts, monetary claims trusts, equipment trusts, trusts of land and fixtures thereon, trusts of superficies, trusts of land leaseholds and composite trusts
-
Incidental businesses such as transactions of beneficial interests, administrative agent businesses for the acquisition, management, disposal or lease of assets and the performance of obligations
-
Deposit , domestic exchange, money exchange, loan, foreign exchange and any incidental business thereto
-
Any business which trust banks are permitted to conduct under law,such as stock-broking and bonds and any incidental business thereto
-
Any other business which trust banks are permitted to conduct and any incidental business thereto (including business which trust banks will be permitted to conduct in the future)
|
|
|
Purpose of Use
|
Personal information shall be used for the following purposes with relation to financial products, trust products and services of our company, our affiliates and business partners.
If the purpose of use of specific personal information is restricted under laws and regulations, such personal information shall not be used for purposes other than the following:
-
To receive applications and/or consultations for financial products, trust products and services
-
To make various proposals on financial products, trust products and services (including the sending of direct mail)
-
To confirm the identity of customers under the Act on Prevention of Transfer of Criminal Proceeds and to check eligibility for using financial products, trust products and services
-
To manage continuous transactions such as control of due date for deposit, loan and trust transactions
-
To make judgments upon application for loans and continuous use of loans, etc.;
-
To conduct administrative procedures for group credit life insurance contracts with life insurance companies and their associate companies
-
To make judgments on appropriateness of provision of financial products, trust products and services, including making judgment with respect to the suitability of the product and services
-
To supply personal information to third parties to the extent required for performing appropriate business operations; for instance, when supplying personal information to a credit information organization from which we obtain credit information about individuals
-
To appropriately perform entrusted operations where the whole or any part of the handling of personal information is entrusted to Shinsei Trust by other entities
-
To exercise rights and to perform obligations under agreements with customers or under laws and regulations
-
To conduct research and to develop financial products, trust products and services by conducting market research, data analyses and questionnaires
-
To offer various information on the products and services of affiliated companies
-
Termination of various transactions and post-termination management
-
Other than the above, to appropriately and smoothly execute transactions and agreements (including trust agreements, entrustment agreements and so forth) with our customers in our business
|
|
Joint Use of Personal Information with Shinsei Bank, Limited
|
-
As a member of Shinsei Bank Group, we may use personal data of customers jointly with Shinsei Bank, Limited for the purpose of an appropriate risk management
-
Personal data under Joint Use
Data necessary for above mentioned purpose of use, such as name, address, birth date, telephone number, occupation, and transaction information of customers
-
Name of Person in Charge of Management of Personal Data
Takehiko Goto: President and Representative Director, Shinsei Trust & Banking, Co. Ltd.
|
|
Sensitive Information
|
-
Pursuant to Article 13, 6, 6 of the Enforcement Regulations of the Banking Act, any information concerning the debt-paying ability of the customer who is in need of funds shall not be used for any purpose other than examination of the debt-paying ability of such customer nor shall it be provided to any third party; and
-
Pursuant to Article 13, 6, 7 of the Enforcement Regulations of the Banking Act, any special private information such as information on race, belief, family origin, registered domicile, healthcare record or criminal record shall not be used for any purpose other than those deemed necessary for the appropriate management of operations or otherwise nor shall it be provided to any third party.
|
|
|
| sitemap