Corporate Profile      Business & Risk Management      Contact us      Financial Information	Governance & Business Management Compliance Committee The Compliance Committee is comprised of the Board of Directors, the head of each internal division, and representatives from Shinsei Bank. Its mission is to review and monitor Shinsei Trust's compliance systems and regulatory matters. Management Committee Comprised of in-house Board members and positioned as an advisory body to the President, the Management Committee oversees and assesses material issues facing Shinsei Trust. Transaction Acceptance Committee The Transaction Acceptance Committee reviews and assesses any new transactions prior to execution and is comprised of the President, the director in charge of Trust Surveillance & Compliance Division, the committee chairman (General Manager of Trust Surveillance & Compliance Division), and transaction sponsors. Internal Audits Reporting directly to the President, the Internal Audit Division assists the President with his execution of management responsibilities such as establishment of an effective internal control system, and provides business solutions by conducting independent and objective evaluation. It may request cooperation of auditors from Shinsei Bank Audit Division depending on the depth and frequency of audit plan. Risk Management Shinsei Trust understands the main risks to our business, include market, credit, liquidity, operational and reputational risks. We especially consider operational risk to be the major risk determined by our business model that specialized in asset securitization. We established Risk Management Committee for the comprehensive and integrated management of our risk status as well as for the implementation of adequate and effective management process that is "understanding of risks, reporting, and formulation of action plan". Director in charge of risk management reports particularly important issues to the Board of Directors. Operational Risks Type of Risk Definition of Risk Administrative Risk   Risk of incurring losses from operational failure, error or fraud by executives or employees Compliance Risk   Risk of incurring losses or lawsuit expenses from criminal penalty, administrative sanction, indemnity, invalid contract, etc. caused by violation of laws and regulations or social codes. Labor-Related Risk   Risk of incurring losses from troubles caused by labor, safety and health related issues. Systems Risk   Risk of incurring losses from computer system shutdown, system flaw such as system malfunction, or unauthorized use of computers. Tangible Risk   Risk of incurring losses from troubles regarding delivery and storage of tangible materials, or damages on tangible assets such as premises and facilities. Antisocial Forces Risk   Risk of incurring losses from standing firm against all antisocial forces. Extensive Disaster Risk   Risk of incurring losses from business interruption caused by disruption of social infrastructure, extensive natural disaster, etc. We continue to take measures to constantly reduce operational errors.
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