The website, www.shinseitrust.com, (hereafter called the “Shinsei Trust website”) is operated by Shinsei Trust & Banking Co., Limited (hereafter called “Shinsei Trust”). Please read the following terms and conditions carefully before accessing the Shinsei Trust website and any information contained therein. Shinsei Trust reserves the right at its discretion to change, modify, add, or remove portions of these terms and conditions at any time without prior notification. Please check these terms and conditions periodically for changes. 1. INFORMATION POSTED ON WEBSITES For the purpose of disclosure, the Shinsei Trust website contains various information including news releases for the media. Despite every effort to check and update this information on a regular basis, Shinsei Trust does not assume any liability or guarantee the accuracy, timeliness and completeness of information provided, which may not contain all the information released to the media. 2. DISCLAIMER ON FUTURE PROJECTIONS Information on the Shinsei Trust website may contain statements that constitute forward-looking statements with respect to the financial conditions, results of operations and businesses of Shinsei Trust. Such statements reflect our current views with respect to future events and are subject to certain risks, uncertainties and assumptions. Our forward-looking statements are not a guarantee of future performance and involve risks and uncertainties, and actual results may differ from the forward-looking statements as a result of various factors. Shinsei Trust does not guarantee that these forward-looking statements will always be updated on a timely basis. 3. COPYRIGHT Copyright in all of the material displayed on the Shinsei Trust website (including information, trademarks, and design) shall remain the property of Shinsei Trust. Copyrights of the Shinsei Trust website as a whole shall also remain the property of Shinsei Trust. Without permission by Shinsei Trust, no one may use, make a copy of, or change the information on the Shinsei Trust website beyond the purpose of private use or as permitted by law. 4. PRIVACY Shinsei Trust receives and stores any information you enter on the Shinsei Trust website, including, but not limited to, addresses, names, occupations, telephone numbers and e-mail addresses, for the purpose of sending documents such as Annual Reports. Shinsei Trust maintains strict control over the confidentiality of your information and uses it, as you would expect Shinsei Trust to. Shinsei Trust will not reveal your information to any external organization unless Shinsei Trust is authorized by you, as required by law, or as necessary to serve the interest of yourself and the public. 5. COOKIES In order to improve security and usability, Shinsei Trust website uses cookies, which are small data structures used in certain circumstances to store data on your personal computer and return information to the website. Cookies do not contain your personally identifiable information including information defined in the Privacy section. You can set your browser software to reject cookies. If you do this, however, please be aware that you may not be able to use a part of the Shinsei Trust website contents. Cookies do not affect your personal computer or any information on it. 6. LINKED SITES OPERATED BY THIRD PARTIES Any website linked from/to the Shinsei Trust website (hereafter called "the linked site") is operated by the third party and any information on the linked site is not under the control and operation of Shinsei Trust. Shinsei Trust accepts no liability whatsoever for information and contents on the linked site. 7. PROHIBITED ACTIVITIES Shinsei Trust prohibits you from conducting the following activities when accessing to the Shinsei Trust website: (1) Any activity that directly or indirectly infringes on innocent bystanders’ or Shinsei Trust’s assets or privacy. (2) Any activity that directly or indirectly damages innocent bystanders or Shinsei Trust. (3) Any activity that directly or indirectly offends public decency, and any activity that directly or indirectly violates laws, acts, statutes or regulations. (4) Any activity that declares or reports false information, such as registering another person’s e-mail address. (5) Any activity that directly or indirectly uses or spreads harmful computer programs, such as computer viruses. (6) Any other activity that Shinsei Trust considers inappropriate. 8. LIMITATION OF LIABILITY In no event will Shinsei Trust be liable for any trouble, damages or losses arising from the information or materials contained on, or the use of, the Shinsei Trust website. Furthermore, in no event will Shinsei Trust be liable for any trouble, damages or losses arising from the interruption or suspension of the operation of the Shinsei Trust website, or from changes in the information and materials contained therein. 9. LANGUAGE If there exists differences in interpretation between the Japanese and English versions of these Terms and Conditions, the Japanese version shall have priority. Revised December 16, 2003
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